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Document de travail
B.R. HANDEL ; I. HENDEL ; M.D. WHINSTON ; National Bureau of Economic Research. (N.B.E.R.). Cambridge CA. USA | Cambridge : N.B.E.R. | 2017Reclassification risk is a major concern in health insurance. We use a rich dataset with individual-level information on health risk to empirically study one possible solution: dynamic contracts. Empirically, dynamic contracts with one-sided com[...]
Document de travail
Z.C. BROT-GOLDBERG ; A. CHANDRA ; B.R. HANDEL ; et al. ; National Bureau of Economic Research. (N.B.E.R.). Cambridge CA. USA | Cambridge : N.B.E.R. | 2015Measuring consumer responsiveness to medical care prices is a central issue in health economics and a key ingredient in the optimal design and regulation of health insurance markets. We study consumer responsiveness to medical care prices, lever[...]
Document de travail
B.R. HANDEL ; I. HENDEL ; M.D. WHINSTON ; National Bureau of Economic Research. (N.B.E.R.). Cambridge CA. USA | Cambridge : N.B.E.R. | 2013This paper studies regulated health insurance markets known as exchanges, motivated by their inclusion in the Affordable Care Act (ACA). We use detailed health plan choice and utilization data to model individual-level projected health risk and [...]
Document de travail
B.R. HANDEL ; J.T. KOLSTAD ; National Bureau of Economic Research. (N.B.E.R.). Cambridge CA. USA | Cambridge : N.B.E.R. | 2013Traditional models of insurance choice are predicated on fully informed and rational consumers protecting themselves from exposure to financial risk. In practice, choosing an insurance plan from a set of complex non-linear contracts is a complic[...]
Document de travail
B.R. HANDEL ; National Bureau of Economic Research. (N.B.E.R.). Cambridge CA. USA | Cambridge : N.B.E.R. | 2011This paper investigates consumer switching costs in the context of health insurance markets, where adverse selection is a potential concern. Though previous work has studied these phenomena in isolation, they interact in a way that directly impa[...]
