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Z.C. BROT-GOLDBERG ; S. BURN ; T. LAYTON ; et al. ; National Bureau of Economic Research. (N.B.E.R.). Cambridge CA. USA | Cambridge : N.B.E.R. | 2023High administrative costs in U.S. health care have provoked concern among policymakers over potential waste, but many of these costs are generated by managed care policies that trade off bureaucratic costs against reductions in moral hazard. We [...]
Document de travail
M. GERUSO ; T. LAYTON ; A. LEIVE ; National Bureau of Economic Research. (N.B.E.R.). Cambridge CA. USA | Cambridge : N.B.E.R. | 2023Existing research on selection in insurance markets focuses on how adverse selection distorts prices and misallocates products across people. This ignores the distributional consequences of who pays the higher prices. In this paper, we show that[...]
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M. GERUSO ; T. LAYTON ; J. WALLACE ; National Bureau of Economic Research. (N.B.E.R.). Cambridge CA. USA | Cambridge : N.B.E.R. | 2020Exploiting random assignment of Medicaid beneficiaries to managed care plans, we identify plan-specific effects on healthcare utilization. Auto-assignment to the lowest-spending plan generates 30% lower spending than if the same enrollee were as[...]
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T. GROSS ; T. LAYTON ; D. PRINZ ; National Bureau of Economic Research. (N.B.E.R.). Cambridge CA. USA | Cambridge : N.B.E.R. | 2020Some consumers lack the cash needed to pay for medical care. As a result, they either delay care until they can pay for it or they forgo the care altogether. To test for such a possibility, we study the distribution of monthly Social Security ch[...]
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T. LAYTON ; E.J. MONTZ ; M. SHEPARD ; National Bureau of Economic Research. (N.B.E.R.). Cambridge CA. USA | Cambridge : N.B.E.R. | 2017The Affordable Care Act Marketplaces were introduced in 2014 as part of a reform of the U.S. individual health insurance market. While the individual market represents a small slice of the U.S. population, it has historically been the market seg[...]
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M. GERUSO ; T. LAYTON ; National Bureau of Economic Research. (N.B.E.R.). Cambridge CA. USA | Cambridge : N.B.E.R. | 2017In this essay, we review the theory and evidence concerning selection in competitive health insurance markets and discuss the common policy tools used to address the problems it creates. We begin by outlining some important but often misundersto[...]
Document de travail
T. LAYTON ; A.K. NDIKUMANA ; M. SHEPARD ; National Bureau of Economic Research. (N.B.E.R.). Cambridge CA. USA | Cambridge : N.B.E.R. | 2017Medicaid, the government program for providing health insurance to low-income and disabled Americans, is the largest health insurer in the United States with more than 73 million enrollees. It is also the sector of the U.S. public health insuran[...]
